When you hear about cell phones in regard to car accidents, you will likely be told how dangerous it is to use a cell phone while driving. Cell phone usage contributes to distracted driving, which is when a driver does anything that removes their attention from the roadways. According to some estimates, distracted driving is responsible for 25% of all automobile accidents. However, despite the many campaigns against cellphones and cars, there are also many benefits to having a phone with you at all times.

How can a cell phone protect me?

After you have been involved in an accident, you will need to document damages, especially if you suffered a personal injury. There are a few ways that the features on your phone, especially if you have a smartphone, can work to your benefit.

Use your phone to do the following after an accident:

• Call for help. Calling 911 can be important to at least get a police report for the accident, even if no serious bodily injury occurred. Police reports can be a huge help to insurance companies when determining who is at fault in an accident.
• Take photos of the accident. Photographic evidence can be used by insurance companies to determine fault. Take photos of the cars at the scene, the surrounding area, any road signs that may help your case, and anything that can help piece together how the accident occurred.
• Take photos of claim documents. When exchanging insurance, driver's license, and personal information with the other driver, use your phone to zoom in and take pictures of the documents. This is the best way to ensure that you get the information you need. This information can be emailed to yourself or your attorney much more easily this way.
• Write down contact information. Whether you only write down information from the other driver in your phone or the information of crucial witnesses, having your phone to take notes can be crucial.
• Call insurance companies. As soon as possible after the accident, you should call your insurance company to open a claim that will take care of any medical expenses you may incur.

Your first priority when a car accident occurs is ensuring the safety of yourself and any passengers in your car. Once it has been deemed safe to exit the car, you should and begin taking steps to protect yourself and strengthen your claim.